Sell with the cracks. No engineer report needed.
Movement, subsidence, cracking, damp — mortgage lenders see these as red flags. A structural engineer's report is £1,500-3,000 and lenders still might decline. We have buyers who underwrite structural risk themselves.
How it works for your situation
- You describe the issue (or share the report if you have one).
- We match to buyers who specifically acquire structurally-impaired properties.
- Completion in 6-10 weeks. No lender involvement on the buy side.
What we'll need from you
- The full address
- Description of the structural issue (or the engineer's report if you have one)
- Whether the property is currently habitable
What we sidestep (and the standard alternatives)
- Spending £2,000 on an engineer's report that won't unlock a high-street mortgage anyway
- An estate agent who'll bury the issue in the listing and trigger buyer claims later
- Demolition-value offers that ignore the underlying land value
Questions people in your situation ask
That's exactly the situation our buyers handle. They pay cash and take the risk. You sell the property, not the property's mortgage eligibility.
Structural buyers price in the cost of repair themselves. You typically get 70-85% of unaffected market value, depending on severity. We can give you a price range before you commit.
Most structural buyers don't require it. The discount is in the price, not the paperwork.
Before you fill in the form — get a sense of what your property could be worth across three scenarios. No form, no obligation, no catch.