Equity Release — release cash, stay in your home

Release the cash. Stay in your home.

You're a homeowner, not a seller. You want to release equity from your home via a loan — paid back when the property is eventually sold or on your death. This is specialist equity release, not a sale. You stay in your home for life.

Specialist FCA-regulated equity release advisers. Average time to offer: 14 days.

⏱ Decision in 14 days · Funds released in 4-6 weeks · Stay in your home

How it works for your situation

You tell us your age, property value, and how much equity you want to release.
We refer you to a specialist equity release adviser (FCA-regulated).
They arrange a regulated lifetime mortgage. You stay in your home. Funds release on completion.

What we'll need from you

Your age and property value
How much you want to release
Whether you want a lump sum, drawdown, or income

What we sidestep (and the standard alternatives)

Sale-and-rentback schemes that lose you ownership
Unregulated equity release products
Equity release that requires you to move out

Questions people in your situation ask

Is this a sale or a loan?

A loan. You stay in your home for life. The loan is repaid when the property is eventually sold or on your death.

What's the catch with equity release?

The interest compounds over time. Most borrowers repay the loan from the eventual sale proceeds — usually after they've passed away or moved into care.

How much can I release?

Typically 25-50% of your property value, depending on your age. The older you are, the more you can release.

Instant Valuation Estimate

Before you fill in the form — get a sense of what your property could be worth across three scenarios. No form, no obligation, no catch.

Tell us about your property

Property Photos (Optional)

Up to 10 photos. JPG, PNG, or WebP. Max 8MB each. Buyers want to see the property — the more useful the photos, the faster the match.

Click to upload or drag and drop

JPG / PNG / WebP · up to 10 photos · 8MB each

Property Details

Full address

Postcode

Property type

Estimated value (£)

Upfront payment on completion (%) optional

Current status

Timeline to sell

Your Situation

Why are you selling? Tell us as much or as little as you like

Seller Verification & Declaration

To protect both parties and reduce transaction failure risk, all sellers must confirm the following before submitting. These declarations are required for every submission.

I confirm I am the legal owner of this property or am authorised to sell on behalf of the registered owner. I consent to a Land Registry title verification check being conducted on this property. I will provide proof of identity (passport or driving licence) to the instructing solicitor upon acceptance of an offer. All information provided in this submission is accurate to the best of my knowledge. I understand that Rapideal uses verification checks and my deal will not proceed without completed identity and title verification.

VERIFICATION PROCESS

Once an offer is accepted, Rapideal conducts: (1) Land Registry title check, (2) seller identity verification, (3) proof of funds confirmation from the buyer. These checks protect both parties and reduce transaction failure risk.

Property Details

Property type

Homeowner age(s)

Existing mortgage balance (if any) optional

Your Contact Details

Full name

Phone

Your Solicitor — optional, helps speed up transactions

Solicitor name

Solicitor email

Seller Acknowledgement Agreement

PARTIES: This Agreement is between the Seller ("you") and Rapideal Marketplace Ltd ("Rapideal").

1. RAPIDEAL'S ROLE: Rapideal operates a property marketplace. We introduce buyers to sellers. We are not your solicitor, conveyancer, financial adviser, or valuer. We do not guarantee a transaction will complete.

2. YOUR PRICE: The asking price is set by you. Rapideal provides an indicative valuation estimate, but the asking price is yours to determine. You are not obligated to accept any offer.

3. SELLER FEES — NO SUCCESS FEE: Listing your property on Rapideal is free. There is no success fee, no introduction fee, and no charge deducted from your sale proceeds. Sellers receive the full agreed price.

4. PREMIUM UPGRADE (OPTIONAL): You may upgrade to the Premium tier (£149 + VAT one-time) for priority placement, professional photography, conveyancing referral, valuation referral, a live deal dashboard, and price-drop protection alerts. This is optional — the free tier gives you full access to the buyer network.

5. PRICE-DROP PROTECTION: If any buyer's offer falls more than 5% from their initial expression of interest to their instruction-stage offer, this is flagged in your deal dashboard. You are under no obligation to accept a reduced offer.

6. FREE EXIT GUARANTEE: You may withdraw your submission at any time before exchange of contracts — for any reason, with no charge, no penalty, and no obligation.

7. EXCLUSIVITY — 12 MONTHS: For 12 months from submission, Rapideal is your exclusive introduction agent via the Platform. If you complete a sale with a buyer first introduced by Rapideal during this period, no success fee applies — but the introductory relationship is acknowledged.

8. SOLICITOR: You will instruct your own independent solicitor to handle the sale. Rapideal may share your details with specialist partners relevant to your situation (e.g. conveyancers, surveyors).

9. ACCURACY: You confirm all information provided is accurate to the best of your knowledge and you have the legal authority to sell the Property.

10. GOVERNING LAW: This Agreement is governed by the laws of England and Wales.

Your indicative asking price: £To be set by you — you may change this at any time before accepting an offer. · No success fee. No deduction from proceeds. Free exit guaranteed.

I have read and agree to be bound by the Seller Acknowledgement Agreement.
I confirm the information provided is accurate to the best of my knowledge, understand Rapideal may share my details with specialist partners, and acknowledge the free exit guarantee.

No commitment. No obligation. 100% confidential.